If you are interested in accumulating wealth, get this book. It has some ideas and methods that you probably never thought of before. I am going to try the new methods that I learned here.

Last night at our Investors Group meeting we listened to the speaker explain the basics of the plan in the book. Before I bought it I wanted to read the reviews. Yours was very good, except that I wish you would read the book and then come back and tell us what you think. I haven't bought it yet.

I've sat thru enough free financial seminars to know what insurance plan you are are talking about. It is called an Indexed Annuity. The money is never in the stock market but it "indexed" to the return on the S&P or whatever stock market index. In those presentations, you never lose money because in good years your yearly $ amount is frozen so that if the next year is bad, you start back at the frozen amount, not from the bottom of the bad year. There is a cap, so in a real bull market, you would not get the same return you would get in the S&P Index you may have bought thru a broker. Supposedly there is an entity that insures the company and if the insurance company you had should go under, you change to another company without starting all over with a new annuity. I didn't buy the product, but they are heavily marketed to seniors with large IRA's and 401K's.

Off to look at the website....